Credit Counseling


Get a detailed credit report and your scores reviewed and explained to you by our professional staff. We offer confidential one-on-one financial counseling, credit building and repair, and financial education tools to assist you in meeting your financial goals. While our credit and budget counseling services are offered alongside our first-time homebuyer financial assistance and first-time homebuyer education programs. These resources are available to any member of the public whether they are looking into purchasing a home or not.


Fees to pull a Tri-Merge Credit Report with scores are $19.90 per individual on a cost-recovery basis.

As is the industry standard, we do not charge fees for foreclosure counseling services. In addition, we address a client’s ability to pay the fees outlined above based on their household income in relation to the federal poverty level. If a client’s household income is less than 1½ times the federal poverty level, we waive fees and seek grant funding to off-set our expenses. We do not charge fees for individuals experiencing homelessness.


If you are interested in receiving financial counseling, please contact us today to learn more about our services or to schedule a confidential appointment.

Want to know more? Learn about our history, mission, and impact in the community.


928-214-7456 (To contact our office through a relay service for the hearing impaired, please dial 711.



Physical Address

2304 N 3rd St, Flagstaff, AZ 86004

Mailing Address

PO Box 30134, Flagstaff, AZ 86003

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Housing Solutions does not discriminate on the basis of age, race, color, religion, sex, gender identity (including gender expression), national origin, disability, marital status, political beliefs or familial status in employment or program services. Special accommodations will be made for the physically challenged, upon notification.